dil'i-gence (n.)
"The leading rule for the Lawyer,
as for the man of every other calling,
is diligence."
as for the man of every other calling,
is diligence."
-Abraham Lincoln
At the Law Office of Douglas L. Barrett, LLC we believe that diligently representing our clients, while observing the highest ethical and moral standards, are essential elements of legal practice.
We aggressively represent clients in the areas of personal and business bankruptcy as well as providing assistance with small business creation. Since our inception, we have prided ourselves on providing quality representation that is client centered and results oriented.
We belive that your legal needs are of the upmost importance and you deserve the care and diligence necessary to successfully accomplish your goals. Contact us today, and speak with an experienced lawyer.
At the Law Office of Douglas L. Barrett, LLC we believe that diligently representing our clients, while observing the highest ethical and moral standards, are essential elements of legal practice.
We aggressively represent clients in the areas of personal and business bankruptcy as well as providing assistance with small business creation. Since our inception, we have prided ourselves on providing quality representation that is client centered and results oriented.
We belive that your legal needs are of the upmost importance and you deserve the care and diligence necessary to successfully accomplish your goals. Contact us today, and speak with an experienced lawyer.
Law Office of
Douglas L. Barrett, LLC
1149 W. Center Street
Orem, UT 84057
(801)221-9911
Douglas L. Barrett, LLC
1149 W. Center Street
Orem, UT 84057
(801)221-9911
Copyright 2007- 2009 Law Office of Douglas L. Barrett, LLC
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Our Famous
"Warning Signs of Bankruptcy"
Test:
"Warning Signs of Bankruptcy"
Test:
Answer these simple questions:
• Do you ever use one form of credit, such as a line of credit or debt-consolidation loan, to make payments on other debt?
• Have you taken one or more cash advances greater than $500 in the past few months?
• Do you ever borrow to meet regular expenses, such as food and utility bills?
• Can you barely make the minimum required payment on bills?
• Are you so far behind on credit payments that you are being pursued by collection agencies?
• Are your financial problems impacting your health or relationships?
• Have you or your spouse recently been laid off or lost your job?
• Have you recently been through a divorce or expect to go through one soon?
• Do you spend more than one-third of your take-home pay on housing?
• Do you spend more than one-quarter of your take-home pay on your total transportation needs (car payment, car insurance, repairs and gas)?
• Do you owe two months salary or more on your credit cards?
• Are you using one-quarter or more of your take-home income to pay credit card bills and personal loans (excluding mortgage payments)?
• Are your revolving credit cards charged to the limit?
• Have you bounced more than one check in the past year?
• Are you without any savings?
• Are you behind on house or auto payments?
• Are your creditors threatening to take your car, house, or other property?
• Are you behind on your taxes or owe the IRS?
• Are your creditors threatening to garnish your wages?
If you answered "yes" to one or more of the preceding questions, you are experiencing warning signs that indicate you may need bankruptcy help.
Call our bankruptcy hotline at (801) 221-9911 or toll free within the Sate of Utah 800-461-3188 to set up a FREE Consultation.
• Have you taken one or more cash advances greater than $500 in the past few months?
• Do you ever borrow to meet regular expenses, such as food and utility bills?
• Can you barely make the minimum required payment on bills?
• Are you so far behind on credit payments that you are being pursued by collection agencies?
• Are your financial problems impacting your health or relationships?
• Have you or your spouse recently been laid off or lost your job?
• Have you recently been through a divorce or expect to go through one soon?
• Do you spend more than one-third of your take-home pay on housing?
• Do you spend more than one-quarter of your take-home pay on your total transportation needs (car payment, car insurance, repairs and gas)?
• Do you owe two months salary or more on your credit cards?
• Are you using one-quarter or more of your take-home income to pay credit card bills and personal loans (excluding mortgage payments)?
• Are your revolving credit cards charged to the limit?
• Have you bounced more than one check in the past year?
• Are you without any savings?
• Are you behind on house or auto payments?
• Are your creditors threatening to take your car, house, or other property?
• Are you behind on your taxes or owe the IRS?
• Are your creditors threatening to garnish your wages?
If you answered "yes" to one or more of the preceding questions, you are experiencing warning signs that indicate you may need bankruptcy help.
Call our bankruptcy hotline at (801) 221-9911 or toll free within the Sate of Utah 800-461-3188 to set up a FREE Consultation.
This Utah Bankruptcy site provides information regarding stop foreclosure; house foreclosure; foreclosure attorney; foreclosure lawyer; Utah Bankruptcy; Bankruptcy Attorney Utah; Orem, Provo; Bankruptcy Lawyer Utah; Bankruptcy Filing; Bankruptcy Utah; Bankruptcy in Utah; Chapter 7 Bankruptcy Attorney; Chapter 7; Chapter 13 Chapter 13 Bankruptcy Attorney; Chapter 13 Bankruptcy Lawyer; Utah County Attorney; Utah County Lawyer; Utah Bankruptcy Filing; Lawyer; Utah Bankruptcy Attorney; Personal Bankruptcy; Business Bankruptcy; Utah County; Chapter 7, Chapter 13, utahchapter7.com, utahchapter13.com, utah bankruptcy lawyer, utah attorney bankruptcy
Bankruptcy filings for U.S. consumers increased by 39.2 percent in November 2008 for the same period one year ago.
November 2008 consumer filings totaled 99,925. This represents a slight decrease from the October 2008 filings which numbered 106,266.
Even with the slight decrease in U.S. consumer bankruptcy filings, we are still poised to see almost 1.1 million new cases filed prior to the end of this year. This number represents the highest figure in filings since Congress adopted new bankruptcy laws in 2005.
- AP 12/18/08
November 2008 consumer filings totaled 99,925. This represents a slight decrease from the October 2008 filings which numbered 106,266.
Even with the slight decrease in U.S. consumer bankruptcy filings, we are still poised to see almost 1.1 million new cases filed prior to the end of this year. This number represents the highest figure in filings since Congress adopted new bankruptcy laws in 2005.
- AP 12/18/08