dil'i-gence (n.)
"The leading rule for the Lawyer,
as for the man of every other calling,
is diligence."
as for the man of every other calling,
is diligence."
-Abraham Lincoln
At the Law Office of Douglas L. Barrett, LLC we believe that diligently representing our clients, while observing the highest ethical and moral standards, are essential elements of legal practice.
We aggressively represent clients in the areas of personal and business bankruptcy as well as providing assistance with small business creation. Since our inception, we have prided ourselves on providing quality representation that is client centered and results oriented.
We belive that your legal needs are of the upmost importance and you deserve the care and diligence necessary to successfully accomplish your goals. Contact us today, and speak with an experienced lawyer.
At the Law Office of Douglas L. Barrett, LLC we believe that diligently representing our clients, while observing the highest ethical and moral standards, are essential elements of legal practice.
We aggressively represent clients in the areas of personal and business bankruptcy as well as providing assistance with small business creation. Since our inception, we have prided ourselves on providing quality representation that is client centered and results oriented.
We belive that your legal needs are of the upmost importance and you deserve the care and diligence necessary to successfully accomplish your goals. Contact us today, and speak with an experienced lawyer.
Law Office of
Douglas L. Barrett, LLC
1149 W. Center Street
Orem, UT 84057
(801)221-9911
Douglas L. Barrett, LLC
1149 W. Center Street
Orem, UT 84057
(801)221-9911
The Five Most Common Reasons Our Clients Gave Last Year for Filing Bankruptcy:
1. Medical Debts
2. Loss of Employment
3. To Stop Harassing Behavior of Creditors
4. To Stop A Wage Garnishment
5. Divorce
1. Medical Debts
2. Loss of Employment
3. To Stop Harassing Behavior of Creditors
4. To Stop A Wage Garnishment
5. Divorce
Copyright 2007- 2008 Law Office of Douglas L. Barrett, LLC
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Our Famous
"Warning Signs of Bankruptcy"
Test:
"Warning Signs of Bankruptcy"
Test:
Answer these simple questions:
• Do you ever use one form of credit, such as a line of credit or debt-consolidation loan, to make payments on other debt?
• Have you taken one or more cash advances greater than $500 in the past few months?
• Do you ever borrow to meet regular expenses, such as food and utility bills?
• Can you barely make the minimum required payment on bills?
• Are you so far behind on credit payments that you are being pursued by collection agencies?
• Are your financial problems impacting your health or relationships?
• Have you or your spouse recently been laid off or lost your job?
• Have you recently been through a divorce or expect to go through one soon?
• Do you spend more than one-third of your take-home pay on housing?
• Do you spend more than one-quarter of your take-home pay on your total transportation needs (car payment, car insurance, repairs and gas)?
• Do you owe two months salary or more on your credit cards?
• Are you using one-quarter or more of your take-home income to pay credit card bills and personal loans (excluding mortgage payments)?
• Are your revolving credit cards charged to the limit?
• Have you bounced more than one check in the past year?
• Are you without any savings?
• Are you behind on house or auto payments?
• Are your creditors threatening to take your car, house, or other property?
• Are you behind on your taxes or owe the IRS?
• Are your creditors threatening to garnish your wages?
If you answered "yes" to one or more of the preceding questions, you are experiencing warning signs that indicate you may need bankruptcy help.
Call our bankruptcy hotline at (801) 221-9911 or toll free within the Sate of Utah 800-461-3188 to set up a FREE Consultation.
• Have you taken one or more cash advances greater than $500 in the past few months?
• Do you ever borrow to meet regular expenses, such as food and utility bills?
• Can you barely make the minimum required payment on bills?
• Are you so far behind on credit payments that you are being pursued by collection agencies?
• Are your financial problems impacting your health or relationships?
• Have you or your spouse recently been laid off or lost your job?
• Have you recently been through a divorce or expect to go through one soon?
• Do you spend more than one-third of your take-home pay on housing?
• Do you spend more than one-quarter of your take-home pay on your total transportation needs (car payment, car insurance, repairs and gas)?
• Do you owe two months salary or more on your credit cards?
• Are you using one-quarter or more of your take-home income to pay credit card bills and personal loans (excluding mortgage payments)?
• Are your revolving credit cards charged to the limit?
• Have you bounced more than one check in the past year?
• Are you without any savings?
• Are you behind on house or auto payments?
• Are your creditors threatening to take your car, house, or other property?
• Are you behind on your taxes or owe the IRS?
• Are your creditors threatening to garnish your wages?
If you answered "yes" to one or more of the preceding questions, you are experiencing warning signs that indicate you may need bankruptcy help.
Call our bankruptcy hotline at (801) 221-9911 or toll free within the Sate of Utah 800-461-3188 to set up a FREE Consultation.
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The U.S. Bankruptcy Court for the District of Utah reported in April that it received 1,964 bankruptcy petitions during the first quarter of 2008, a sharp 44 percent increase from the same three-month period a year earlier.
